.loans Domain Registration India
.loans is an open generic top-level domain run by Binky Moon, LLC (Identity Digital), live since May 2014. WebJi® billing lists it at ₹11,339 to register and ₹12,055 a year to renew, before 18% GST. It suits NBFCs, loan advisers and bank agents; no RBI licence is checked, so the site must prove regulation.
For Indian NBFCs, housing-finance firms, loan advisers and bank DSAs that want a lending-specific address and need to show borrowers they are genuine.
INR billing
- Registration
- ₹11,339/yr
- Renewal
- ₹12,055/yr
- Term
- 1–10 yrs
- Billing
- INR + GST
Live check across 297 extensions on our billing system — registration, renewal and transfer prices are shown before you pay.
Last editorial update: 14 November 2026. Prices follow the dated sources on this page; checkout confirms current charges.
What is a .loans domain?
.loans is an open generic top-level domain for lending businesses, managed by Binky Moon, LLC through Identity Digital Inc. IANA lists it in the root since 15 May 2014, after a 9 May 2014 report delegating it to June Woods, LLC; Binky Moon has been manager since 23 March 2018. The zone is DNSSEC-signed.
| Attribute | Value |
|---|---|
| Type | Generic TLD; no lending licence checked |
| Registry manager | Binky Moon, LLC (Identity Digital Inc., Bellevue, WA) |
| Live since | 15 May 2014 (first sponsor June Woods, LLC) |
| DNSSEC | Signed |
Why trust matters more on .loans than on most extensions
Fake loan apps and websites are a known fraud pattern in India, so borrowers judge a .loans address on proof of regulation, not on the domain. The Reserve Bank of India’s Digital Lending Directions, 2025, dated 8 May 2025, govern loans offered through apps and websites by banks, NBFCs and their lending service providers.
Since 1 July 2025 the RBI website has also published a directory of digital lending apps deployed by regulated entities, under Citizen’s Corner. Borrowers can check a lender there, and an honest .loans site should make that check easy by naming its lending partner prominently.
Who registers a .loans domain in India?
Legitimate Indian .loans buyers are regulated lenders and the advisers and agents who work with them. Each needs to show who actually lends the money.
| Business | Example name | Must be clear on the site |
|---|---|---|
| NBFC or housing-finance company | brandname.loans | RBI or NHB registration, grievance officer |
| Loan comparison or advisory firm | homeloanadvice.loans | Partner lenders, how the firm is paid |
| Direct selling agent for banks | agentname.loans | Which bank or NBFC appoints the agent |
| Gold-loan or MSME-loan branch network | citygold.loans | Branch addresses and lender licence details |
| Education-loan counsellor | studyabroad.loans | Partner banks; no fee charged for a sanction promise |
How much does a .loans domain cost?
WebJi® billing lists .loans at ₹11,339 to register and ₹12,055 a year to renew, before 18% GST. As a planning scenario at today’s prices, three years mean ₹11,339 now plus two renewals at ₹12,055, ₹35,449 in all. Checkout shows the price of any prepaid multi-year term.
| Extension | Register (₹) | Renew (₹/yr) | Reads as |
|---|---|---|---|
| .loans | 11,339 | 12,055 | Lending products |
| .credit | 10,637 | 11,874 | Credit, cards and scores |
| .finance | 9,471 | 11,374 | Financial services in general |
| .money | 4,562 | 4,846 | Payments, remittance, personal finance |
Registry-premium names are quoted before payment. Register a .loans name →
Do you need an RBI licence to register .loans?
Not to register the domain: the .loans registry checks no RBI, NHB or state money-lending licence. Lending itself is regulated, though, and the registry’s anti-abuse policy lets it suspend names used for fraud or phishing.
- Register to the lender: use the regulated entity’s legal name, not an employee or agency.
- Publish the essentials: regulator registration, grievance redressal contact and partner lenders.
- Watch for look-alikes: register common misspellings of your brand before impersonators do.
- Protect payment pages: a validated SSL certificate shows the verified company in the certificate details.
.loans vs .finance, .credit and .co.in
Choose .loans for a lending product or campaign, .finance for a broad financial-services brand, .credit for cards and credit-score services, and .co.in or .in as the main corporate site. The extension does not change search rankings; for finance pages, Google weighs evidence of expertise and trust far more.
A common pattern is to keep the primary site on a .in or .co.in name and use .loans for product pages that redirect there, which keeps all disclosures in one place.
Securing a .loans website
A .loans site collects identity and income data, so security is part of the build, not an add-on. Use an OV SSL certificate or EV SSL certificate, sign mail with SPF, DKIM and DMARC, and keep application forms off shared plugins that are not maintained. Sector builds are described on websites for fintech and BFSI firms, and the full catalogue is on domain registration in India.
Frequently asked questions
Who runs the .loans registry?
Binky Moon, LLC, administered by Identity Digital Inc. of Bellevue, Washington, according to IANA. It was first delegated to June Woods, LLC in May 2014.
Can a loan agent or DSA use a .loans domain?
Yes, the registry allows it. The site should name the bank or NBFC that appointed you and must not suggest you are the lender. Many lenders set rules on how their agents may use the lender’s brand online, so check your agreement first.
How can borrowers tell if a .loans website is genuine?
Check that the site names a regulated lender, then look that lender up on the RBI website, including the directory of digital lending apps. A request to pay an upfront fee into a personal bank account before sanction is a red flag.
Why does .loans cost more than .money?
The registry prices .loans in a higher band. WebJi® billing lists .loans renewal at ₹12,055 against ₹4,846 for .money, before 18% GST — a difference of ₹7,209 every year.
Is .loans DNSSEC-signed?
Yes. IANA lists a DS record for .loans, so lenders can sign their own zone and reduce the risk of DNS spoofing on login and application pages.
Registry facts checked against IANA, RBI references and WebJi® billing prices read on 14 November 2026 · Reviewed by the WebJi® team, Jaipur.
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